Critical Illness

Critical illness insurance pays a lump sum, tax-free benefit in the event you are diagnosed with any of a specified list of critical illnesses such as cancer, stroke, or heart attack.  Some policies even return all of your premiums after 15 years if you haven't made a claim.

Critical illness insurance covers conditions such as:

• Alzheimer's disease

• Aortic surgery

• Aplastic anaemia

• Bacterial meningitis

• Benign brain tumour

• Blindness

• Coma

• Coronary artery bypass surgery

• Deafness

• Heart attack

• Heart valve replacement

• Kidney Failure

• Life threatening cancer

• Loss of limbs

• Loss of speech

• Major organ failure on waiting list

• Major organ transplant

• Motor neuron disease

• Multiple Sclerosis

• Occupational HIV Infection

• Paralysis

• Parkinson's disease

• Severe burns

• Stroke